|
 Warren Ward Associates is a financial planning and Registered Investment Advisor headquartered in Columbus, IN. We provide fee-only financial planning services and investment advice. Our financial planners avoid potential conflicts of interest by working solely for you. We receive no compensation from third parties such as mutual fund or insurance companies, and we do not sell any financial products.
We work with people of all ages from all walks of life. You can engage us on either a one-time basis or as needed. You receive personal attention. Whether you are building assets for the future -- or seeking to protect, enjoy, and pass on those you already have --Warren Ward Associates is ready to help with sound, professional advice.
Our services to help you reach your goals include:
Hourly Planning on an As-Needed Basis ($120/hr) or
Financial Check-up: One-Time Consultation
This service is a specific need(s) service and is not intended to be a comprehensive plan. Though the initial questioning is comprehensive in nature, the final result is not a comprehensive analysis. This one-time meeting is based on each client�s unique circumstances. The meeting is interactive and can serve as a second opinion, financial check-up or a way to obtain advice on a limited set of issues such as retirement planning or investment diversification. These meetings usually last 3 - 4 Hrs. Includes:
- Specific written recommendations and analysis (generated at meeting)
- List of recommended resources and materials
- Telephone/ e-mail assistance for 30 days after meeting
- Newsletters and client letters for 2 years after meeting
Cost: $495 (payable at time of Check-Up). Call our office at (812)379-1120 to set up an appointment for the Financial Check-Up.
- One week before appointment, please mail or drop off completed questionnaire and items listed on last page of questionnaire
| (A special "Young Couples/Singles" rate of $275 is available for clients under the age of 35 with a net worth of less than $100,000) |
 |
back to top
Comprehensive Financial Plan (new clients)
This service is a written comprehensive financial plan prepared over a three - six-month period. All financial planning issues are addressed: asset allocation, specific investments, investment implementation, tax planning, retirement planning, estate planning, college education planning, insurance planning and cash flow planning. Besides being comprehensive, the advantage of this service is the process is slowed down and it covers the issues in greater depth. This level of service is appropriate for clients who desire a comprehensive analysis and road map but feel comfortable implementing the plan with minimal ongoing assistance. Self-employed individuals may add a business-planning meeting for an additional fee.
Includes:
- Specific written analysis and recommendations on net worth, cash flow, tax planning, risk management (insurance), retirement and college planning, estate planning, and asset allocation strategy.
- List of recommended resources and materials
- Home filing system
- Telephone/e-mail assistance between appointments and 30 days after final appointment
- Newsletters and client letters for 2 years after meetings
Cost: $1,000 to $2,400, depending on complexity of situation (quoted at free initial consultation)
To get started:
Call our office at (812)379-1120 for free initial consultation. We will provide a quote at that meeting. Please bring completed questionnaire plus items listed on last page of questionnaire to consultation.
back to top
On-going Asset Management
 Since we view financial planning as a process rather than an event, this open retainer fee includes financial plan preparation (as described above) plus ongoing implementation and assistance. We will be there for you throughout the year through phone consultations, e-mail queries and as agreed to plan reviews. As we journey together in partnership with our clients we take care to spend time learning about our client�s values and goals as well as to provide them with continuing education that enables them to become more successful and organized in their financial matters. It's like having a personal trainer help you achieve your financial goals. This service works well for those clients who have time constraints or are uncomfortable carrying out the suggested recommendations on their own.
Includes:
- Specific written analysis and recommendations on all topics mentioned under Financial Plan description.
- As many meetings, calls and e-mails as necessary to develop and implement your plan.
- Ongoing investment services-we receive duplicate statements of investments and recommend adjustments and re-balancing as appropriate.
- List of recommended resources and materials
- Home filing system
- Newsletters and client letters
Cost: $1,000 to $5,000 the first year, depending on complexity of situation. Fee quotes at free initial consultation. In subsequent years, fee is negotiable. Minimum assets required $75,000.
To get started:
Call our office at (812) 379-1120 for free initial consultation. We will provide a quote at that meeting. Please bring completed questionnaire plus items listed on last page of questionnaire to consultation.
back to top
College Funding Options
- Non-scholarship aid packages
- FAFSA form consultation/completion
- Scholarship search
- Web-based aids
|
 |
As members of the National Financial Aid Practitioner�s Alliance we attend yearly update seminars so as to stay current. We review all factors which have an impact on eligibility for �need based� financial aid, including assistance in valuation of assets and potential repositioning of assets. Although most of our clients are capable of it, we normally prepare the FAFSA forms for them. In addition, we also do on-line scholarship searches (these rarely produce meaningful results), provide a list of on-line resources which offer detailed information for student and parent, as well as a list of sources for discounted textbooks and some �off to school� hints.
back to top
ERISA Compliance for Businesses
- Plan selection assistance
- Reduction of potential Trustee liability; adding to 404(c) protection.
WWA has worked with hundreds of individuals in dozens of different businesses including all types of qualified plans. We can help with the RFP(Request for Proposal), evaluate the most suitable plan format for a given situation and prepare an appropriate Investment Policy Statement. We review mutual funds constantly and are uniquely equipped to evaluate those offered among the plan�s choices. Our investment advice is based on a rigorous financial planning process and takes age and potential time-to-retirement into account in shifting assets to less volatile classes. As we have studied ERISA, we have come to believe that plan trustees may face potential liability if participants do not receive unbiased recommendations regarding their investments, even in light of 404(c). We offer a series of reviews, educational meetings & specific employee advice aimed at reducing such risks and allowing all employees to achieve as comfortable a retirement as is possible.
back to top
The Warren Ward Associates FREE Initial Consultation
TANSTAAFL (�There Ain�t No Such Thing As A Free Lunch�)
Back in the 1950s, Robert Heinlein contended that �There Ain�t No Such Thing As A Free Lunch�. By this he meant that the drinks are more expensive at bars offering a free lunch than at those that charge separately for lunch. Although this is a generally accurate appraisal, once in a while something in life really is free.
Warren Ward Associates� offers a free �Get to Know You� visit with one of our planners.
Both reasons for this are simple:
- We don�t believe that you should have to pay for our time just to find out if we will be able to help with your questions and concerns
- We believe that personal rapport between planner & client is the most important aspect of a planning relationship.
We want to be absolutely sure that you are happy and comfortable with your decision to bring you financial future to us and we will do everything we can to be sure that you will never have a cause to second guess your decision.
During the one hour visit, we will try to answer your questions � at least in a general way � so you can get an idea of where you stand and also if we might be the right ones to help with your more detailed issues. If we feel that we can do something more to help, we will follow-up the visit with a note giving you an idea of what things we�d like to address and what the cost is likely to be.
back to top
|